Legal

Payments

There aren’t any. That is the entire policy.

Effective 1 August 2026 · Version 2.0

₹0
is what Aumsetu has ever charged, or will ever charge, any user for any feature.

Why there is no refund policy

Aumsetu is a non-commercial personal community initiative. There are no subscriptions, no in-app purchases, no advertising slots, no paid tiers, and no commissions collected on any transaction. Because we never accept payment, there is nothing that could ever require a refund.

All 121 tools are free. All 65 legal document templates are free. MFD Circle membership is free. Directory listing is free. Verified badge is free. There is no upsell hiding on any page.

If someone claims to charge you for Aumsetu

That is fraud. Do not pay. Report it to us immediately.

WhatsApp +91 95412 23377 with the name of the person or website that asked you for payment. We will publish a warning on this page and, if necessary, file a complaint with the appropriate cyber-crime authority.

What if the platform becomes paid in future?

If Aumsetu ever introduces any paid feature, this page will be updated with the specific refund policy for that feature before the feature launches. Existing free features will remain free.

As long as this page reads “₹0” and this policy exists, no user can be charged for anything on Aumsetu.

Donations

Aumsetu does not accept donations either. If you want to support this initiative, the most valuable thing you can do is:

Contact

Deepak Singla
ARN-76535 · Unique Securities
Near Indusind Bank, Aastha Hospital Street, Chotala Road,
Mandi Dabwali – 125104, Haryana, India
WhatsApp: +91 95412 23377 (WhatsApp only, please)

Aumsetu is a non-commercial personal community initiative by Deepak Singla, an AMFI-registered Mutual Fund Distributor (ARN-76535). No investment advice is provided through this platform. No mutual fund transactions are conducted, and no commissions are earned. Individual MFDs listed in the directory are AMFI-registered — their advice and services are their own responsibility. Investors are advised to conduct independent due diligence. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing.