Discontinued SIP Analyzer
A hypothetical continuity illustration on the scheme’s real past NAV · not a forecast

📉 Discontinued SIP Analyzer

⚠ Hypothetical · past NAV only

A client started an SIP, ran it for a while and stopped. This replays both paths — the one that happened and the one that did not — on the scheme’s actual published NAV, and sizes a restart in rupees. Past performance may or may not be sustained in future. A different scheme, or a different stretch of the same scheme, gives a different answer.

1 · The SIP that stopped

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₹
of month
%

Questions people ask

Is the gap what the client “lost”?

No, and the page never says so. Most of the gap is usually the money that was not invested at all — that is shown separately. The rest is what the scheme’s NAV would have done to those instalments over one particular past stretch, which is a fact about that stretch and nothing more. A different scheme, or the same scheme over a different period, gives a different number.

Why is there no “restart and you will have ₹X by 2035”?

Because that needs an assumed rate of return, and the moment a rate is assumed the figure is a forecast. Everything in the restart plan is arithmetic on the client’s own money — instalments missed, rupees not invested, units short at today’s NAV. What any of it grows to is not shown, on purpose.

Does “kept the units” vs “redeemed” matter?

Yes. If the units were kept, the stopped path is valued at today’s NAV and has kept moving. If the client redeemed, the money came out at the NAV of that day and has sat as cash since — the stopped line goes flat from there. Pick the one that actually happened.

Does this mean the scheme will do this again?

No. Past performance may or may not be sustained in future. This is a record of one past stretch of one scheme, replayed honestly, including the months it fell.

Aumsetu publishes scheme facts and does not rate, rank or recommend any scheme. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in future and is not a guarantee of any future returns. Every figure on this page is a hypothetical illustration on past NAV data and is not a forecast.

SIP review · hypothetical illustration on past NAVDiscontinued SIP Review
What happenedHad it continued (hypothetical)
Two paths, one NAV history
Putting the missed instalments back