Financial Journey Plan
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FREEDOM DATE + LIVE SLIDERS + LIFE EVENTS

Financial Journey Plan

Plan a finite SIP, see your Freedom Date, overlay life milestones on the trajectory — all with live what-if controls.

Client details
Live what-if controlsLive updates
Money — SIP or lumpsum or both
₹
Twenty Five Thousand
₹
Enter a one-time investment (optional)
% per year
—
Duration & return
yrs
Auto = Plan End Age − Current Age
yrs
Then 15 yrs of free growth
% p.a.
Balanced equity assumption
🎯 Recommended SIP finder
Auto-calculate the minimum monthly SIP that fulfills all life events and legacy target.
Life events 0
No life events added. Enter years from today (not age). E.g. Kid's college in 8y, Wedding in 15y.
Quick pick:
🏖️ Retirement + SWP + Legacy
RETIREMENT AGE
🎯 SWP starts in 28 yrs
PLAN END AGE
📅 Life expectancy · 25 yrs of SWP
₹
—
💵 Monthly Pension (SWP) — auto starts at retirement age
₹ /month
—
₹
One Crore
YOUR FREEDOM DATE
15
July
2036
Your last SIP instalment — after that, the portfolio compounds on its own.
COUNTDOWN
10 yrs, 0 mo
TOTAL SIP INSTALMENTS
120 instalments · Rs. 30 L
AGE AT FREEDOM
42 years

Wealth trajectory

SIP phase Growth phase SWP phase Life event
TOTAL INVESTED
Rs. 30 L
120 instalments
MATURITY VALUE
Rs. 3.18 Cr
at age 57
GROWTH MULTIPLIER
10.6x
on total principal
POST-SIP GROWTH
Rs. 2.60 Cr
free compounding phase
Year by year
Yr Age Opening SIP in Growth Taken out Closing

Every figure here is an illustration produced by applying one assumed rate of return to every single year. Real markets do not deliver the same return twice, so no year shown below will happen exactly as printed. Mutual Fund investments are subject to market risks; read all scheme related documents carefully. This is not investment advice and not a guarantee of any return.

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Aumsetu.com is NOT a Mutual Fund Distributor, Investment Adviser, Research Analyst, Stock Broker, or Portfolio Manager. It does not solicit investments, does not distribute mutual fund units, does not recommend specific schemes, and does not provide personalised financial or investment advice to end-investors. All calculator outputs are illustrative projections based on user-supplied inputs and stated assumptions; they are not guarantees, forecasts, or promises of returns. Past performance is not indicative of future results.

Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Users of Aumsetu are solely responsible for verifying calculator outputs, applying regulations relevant to their profession, ensuring their own compliance with SEBI, AMFI, RBI, PFRDA and Income Tax laws, and for the accuracy of any advice they provide to their own clients using this tool.

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