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📋 Client Proposals
Generate professional, branded planning proposals for your clients. Choose a proposal type to get started.
Step 1 of 4
Client Details
👤 Client Details
Basic information about the client. This will appear on the proposal document.
Optional — appears on proposal for verification
💰 Financial Snapshot
Client's income, savings, and current investment profile. All values are in Indian Rupees (₹).
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Available for SIP = Income − Expenses
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MF, Stocks, FD, PPF combined
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Ideal: 6 months of expenses
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🎯 Goals & Risk Profile
Define the client's financial goals and risk tolerance for suitable asset allocation.
Savings account / liquid MF / FD earmarked for emergencies.
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Principal outstanding across all loans.
📁 Existing Investments & Insurance
Current portfolio and coverage — feeds gap analysis across all four modules.
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🎯 Goals & Preferences
Retirement, education targets, and risk profile drive the recommendation engine.
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Leave 0 to auto-calculate as annual expense × 25 (4% rule).
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Per child. Set 0 to skip. Typical: ₹25 L today for undergrad.
✅ Review & Generate Comprehensive Plan
Review the 360° financial health analysis below and download the 12-page premium PDF.
Step 1 of 5
Client Profile
👤 Client Profile
Basic client details for the retirement plan cover page.
🎯 Retirement Goal
When does your client want to retire, and what lifestyle to maintain?
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Today's lifestyle expense. Auto-inflated to future value.
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Leave 0 to auto-calculate (25× future annual expense).
💼 Existing Portfolio
Retirement-relevant savings already accumulated.
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Ongoing monthly investment already committed.
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⚙️ Return & Inflation Assumptions
Rates that drive the retirement math.
Standard 4% rule = corpus can safely last 25+ years.
✅ Review & Generate Retirement Plan
Your client's retirement roadmap and downloadable PDF.
Step 1 of 4
Client Profile
👤 Client Profile
Basic client details for the tax plan cover page (FY 2025-26 / AY 2026-27).
💰 Income Details (Annual, FY 2025-26)
Total annual income across all sources.
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Includes basic, HRA, bonus, allowances — before deductions.
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Used for HRA exemption calc. Typical: 40-50% of gross.
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Set 0 if own house / no rent.
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Section 24(b), max deduction ₹2 L (self-occupied).
📋 Existing Deductions
What client is already claiming under each section. Helps identify unused headroom.
Section 80C (max ₹1,50,000)
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Section 80D (max ₹25,000 / ₹50,000 senior)
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Section 80CCD(1B) (additional NPS, max ₹50,000)
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Over and above the ₹1.5 L 80C limit.
✅ Review & Generate Tax Plan
Old vs New regime comparison and section-wise recommendations.
Regulatory Disclaimer
Aumsetu.com is a Software-as-a-Service (SaaS) platform. It provides calculator tools, document templates, PDF generators, and workflow utilities intended for use by AMFI-registered Mutual Fund Distributors (MFDs), SEBI-registered Investment Advisers (RIAs), Chartered Accountants, and other qualified financial professionals practising in India.
Aumsetu.com is NOT a Mutual Fund Distributor, Investment Adviser, Research Analyst, Stock Broker, or Portfolio Manager. It does not solicit investments, does not distribute mutual fund units, does not recommend specific schemes, and does not provide personalised financial or investment advice to end-investors. All calculator outputs are illustrative projections based on user-supplied inputs and stated assumptions; they are not guarantees, forecasts, or promises of returns. Past performance is not indicative of future results.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Users of Aumsetu are solely responsible for verifying calculator outputs, applying regulations relevant to their profession, ensuring their own compliance with SEBI, AMFI, RBI, PFRDA and Income Tax laws, and for the accuracy of any advice they provide to their own clients using this tool.
Aumsetu is a personal, non-commercial community initiative by Deepak Singla, an AMFI-registered Mutual Fund Distributor (ARN-76535). For grievances or queries relating to this platform: info@aumsetu.com. Full Terms of Use, Privacy Policy, and Payments Policy apply.
