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Your Branding (Appears on the PDF report — for MFDs)
Printed on the PDF report.
1
Income Details (FY 2025-26 annual income)
₹
Standard deduction is auto-applied: New ₹75,000 / Old ₹50,000₹
₹
Treated as business income at slab rate. Enter 0 if in loss — consult a professional for loss set-off / carry-forward.₹
₹
30% standard deduction u/s 24(a) is auto-applied.₹
Taxable at slab rate.
2
Deductions (mostly available only in the Old Regime)
₹
Capped at ₹1,50,000.₹
Self ₹25,000 (₹50,000 if 60+) + parents up to ₹50,000 (this tool assumes senior-citizen parents) — so at most ₹75,000, or ₹1,00,000 if you are 60+.₹
Capped at ₹50,000.₹
Self-occupied: Old Regime only, capped at ₹2,00,000.₹
Available in both regimes.₹
3
Capital Gains (gains on assets sold in FY 2025-26)
Equity — Listed Shares
Equity Mutual Funds
Debt Mutual Funds
Gold & Bonds
₹
Tax @ 20% u/s 111A₹
12.5% u/s 112A after ₹1.25 lakh exemption₹
Tax @ 20%₹
Combined with Shares for ₹1.25 lakh exemption, then 12.5%₹
Units bought after 1-Apr-2023 (any holding) or older units held ≤ 24 months.₹
Only units bought before 1-Apr-2023, holding > 24 months.₹
Gold ETF > 12 months · Gold Fund/Physical Gold > 24 months₹
₹
₹
4
Tax-Loss Harvesting Check (optional)
₹
Holdings currently in loss — to surface booking opportunities.
5
Tax Paid So Far
₹
Check on Form 26AS / AIS.Old vs New Regime — Estimated Tax
Total estimated tax in both regimes (including surcharge + 4% cess)
Old Regime
₹0
New Regime
₹0
Indicative estimate, not tax advice — consult a CA (Chartered Accountant) before filing your return or acting on any figure here.
Your Investor Tax Summary
🔍 View Full Calculation Breakdown (Old vs New)
Old Regime
New Regime
Capital-Loss Set-off & LTCG Exemption
Tax Payment & Due-Date Alert
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